Home Loans

Get a home loan starting from P300,000. Application is easy so don't make your dreams wait.

Choose which Home Loan best fits your needs:

• Choose your loan type:

• Low monthly amortization?
• Worry free insurance coverage with your entire loan term?

• Choose your loan purpose:

• Acquire a house and lot / condominium
• Acquire a vacant lot only
• Refinance my home
• Build or renovate my home
• Loan for multipurpose

What you're in for:

Regular Home Loan

• Minimum Loan Amount Php 1,000,000
• Downpayment 20%
• Fixing Option 1-20 years
• Loan Period 1-20 years

• Minimum Loan Amount Php 1,000,000
• Downpayment 30%
• Fixing Option 1-20 years
• Loan Period 1-20 years

• Minimum Loan Amount Php 1,000,000
• Downpayment 20%
• Fixing Option 1-20 years
• Loan Period 1-20 years

• Minimum Loan Amount Php 300,000
• Downpayment 20%
• Fixing Option 1-20 years
• Loan Period 1-20 years

• Minimum Loan Amount Php 500,000
• Downpayment 20%
• Fixing Option 1-10 years
• Loan Period 1-10 years

Who are eligible to apply?

For employed:

• Filipino Citizen or Dual Citizen
• If foreigner, must be married to a Filipino citizen
• At least 21 years old upon loan application
• At most 65 years old upon loan maturity
• Must have a mobile number and a residence or office landline
• With a minimum employment tenure of 1 year and minimum gross monthly income of Php40,000
• If OFW, must have worked abroad for at least 2 consecutive years

For Self-employed:

• Filipino Citizen or Dual Citizen
• If foreigner, must be married to a Filipino citizen
• At least 21 years old upon loan application
• At most 70 years old upon loan maturity
• Must have a mobile number and a residence or office landline
• Business must be in profitable operations for the past 2 years

YOU ONLY NEED TO PREPARE:

• Accomplished RCBC Home Loan Application Form
• Copy of TCT and Tax Declaration (Land & Improvement)
• Bill of Materials (Construction)
• For Employed applicants: Certificate of Employment (COE) or latest ITR, 2 valid government-issued IDs, TIN, Utility bill
• For Self-employed applicants: Business Registration with DTI, Audited Financial Statements, ITR or bank statements



Ready to own a home?

Because you searched for home loans,
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GoSavers

Required Average Daily Balance: None
Interest Rate: 0.15%
Minimum Initial Deposit: PHP 100
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eWoman Savings

Required Average Daily Balance: PHP 15,000
Interest Rate: 0.15%
Minimum Initial Deposit: PHP 15,000
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Regular Passbook

Required Average Daily Balance: PHP 5,000
Interest Rate: 0.15%
Minimum Initial Deposit: PHP 5,000
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Call Our Hotline

+632 8877-7222

For Domestic Toll Free
1-800-10000-7222

For RCBC Credit Cards
+632 8888-1888

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Makati City 0727
Philippines

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Rizal Commercial Banking Corporation (RCBC) is regulated by the Bangko Sentral ng Pilipinas (BSP) | https://www.bsp.gov.ph
Deposits are insured by PDIC up to 500,000 per depositor.

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